Aflac provides employers a cost-effective way to complement a company's existing benefits package and to help employees with the rising cost of out-of-pocket health care expenses when they are injured or sick by offering insurance policies that are 100 percent employee-paid and available on a voluntary basis - all at no cost* to the employer. Aflac helps companies attract and retain quality employees by providing policies that help employees with out-of-pocket costs in the event of an illness or injury. All policies are 100 percent paid by the employee with no cost* to the company. Alfac enhances a company's current benefits package without impacting any of the benefits already in place. All benefits are paid to employees regardless of any other insurance they may have, unless otherwise assigned. For information or questions about Aflac, call or email Aflac Agent Keith Stevens at 615.476.0797 Keithe_stevens@us.aflac.com *There may be indirect administrative or other costs. Aflac herein means American Family Life Assurance Company of Columbus.